Two of China's largest state-owned commercial banks unveiled their own in-house versions of OpenClaw on April 16, 2026, signaling that the country's financial sector is finding ways to adopt agentic AI without running the upstream open-source platform that Beijing restricted in March.
PSBC-Claw
Postal Savings Bank of China, working with an entity described as openJiuwen, announced PSBC-Claw. The bank says the system supports autonomous control, trusted authorization, robust security, centralized management, and multimodal capabilities. PSBC-Claw includes end-to-end security mechanisms covering data access, knowledge updates, skill authorization, model computation, and results output, and is designed for 24/7 automated monitoring with minute-level precision.
ABCClaw
Agricultural Bank of China revealed ABCClaw, an agent targeted at green-finance relationship managers. According to the bank, ABCClaw automatically processes data on green projects, cross-validates multidimensional information, and intelligently generates due diligence reports, "making the lending process more convenient, efficient and secure."
A Cautious Rollout
Despite the launches, the report emphasizes that Chinese banks remain cautious. Tian Lihui, a finance professor at Nankai University, warned that "Open-Claw's default high system privileges and relatively weak security configurations make it vulnerable to exploitation by hackers," adding that banks require private deployment and enhanced security layers before deploying agentic systems at scale. The People's Bank of China has separately called for prudent advancement of AI applications in finance.
Why It Matters
The PSBC and ABC launches show a consistent pattern across Chinese enterprise adoption: the open-source OpenClaw codebase is treated as a reference architecture to fork and harden, rather than a runtime to deploy as-is. That split echoes earlier moves by Tencent, Baidu, and Alibaba, and confirms that agentic AI in regulated Chinese sectors will run through bank-operated forks, not shared infrastructure. Developers outside these constraints can still deploy upstream OpenClaw via OpenClaw Launch.